Arum Kumala Sari, et al. “Integrating Cloud, AI, and Blockchain Technologies in Payroll Accounting: A Systematic Review of Benefits, Challenges, and Innovation Trends: (Integrasi Teknologi Cloud, Kecerdasan Buatan (AI), Dan Blockchain Dalam Akuntansi Gaji: Tinjauan Sistematis Tentang Manfaat, Tantangan, Dan Tren Inovasi)”. SYMPHONIA: Journal of Theory and Research Output, vol. 1, no. 1, Jan. 2026, pp. 118-27, https://doi.org/10.12026/sym.v1i1.098.