Arum Kumala Sari, Nur Imamah Baety, & Gunawan Aji. (2026). Integrating Cloud, AI, and Blockchain Technologies in Payroll Accounting: A Systematic Review of Benefits, Challenges, and Innovation Trends: (Integrasi Teknologi Cloud, Kecerdasan Buatan (AI), dan Blockchain dalam Akuntansi Gaji: Tinjauan Sistematis tentang Manfaat, Tantangan, dan Tren Inovasi). SYMPHONIA: Journal of Theory and Research Output, 1(1), 118-127. https://doi.org/10.12026/sym.v1i1.098