Eka Risfi Fitriani, Zahra Silfa Najikha, Gunawan Aji. The Impact of Financial Reporting Competence, Financial Literacy, and Information Technology Utilization on the Performance of Micro, Small, and Medium Enterprises (MSMEs): (Dampak Kompetensi Penyusunan Laporan Keuangan, Tingkat Literasi Keuangan, dan Pemanfaatan Teknologi Informasi terhadap Kinerja Usaha Mikro, Kecil, dan Menengah (UMKM)). SSJ [Internet]. 2026 Jan. 7 [cited 2026 Jan. 15];1(1):24-33. Available from: https://darulilmijournal.com/index.php/ssj/article/view/93